Things to consider when purchasing Business Van Insurance…

If you use a van for business – whether you are a sole trader, a person who delivers all over the country or a business who provide multiple vans for your employees – you need to have Business Van Insurance for all vehicles.

At Insure 365 we will discuss with you in detail what kind of insurance you need. However, this blog can provide you with an initial idea of the sorts of things to consider when it comes to purchasing business van insurance.

Commercial vehicle insurance (another name for it) covers standard risks including accidents, fire, malicious damage and theft. However, you can purchase additional extras along with this if you wish such as:

  • Windscreen cover
  • Cover for the EU
  • Courtesy vehicle
  • Personal injury cover
  • Wrong fuel cover
  • Cover for running out of fuel
  • Guaranteed courtesy van
  • Breakdown cover
  • Key care cover
  • Cover for tools in transit

If there are any other requirements that you have in mind, just let us know. You can provide our advisors with as much information as you like to enable us to quickly source the right policy for you.

As well as extras with your policy, you should also consider the various ways that you can potentially reduce the overall cost of business van insurance, for example increasing your voluntary excess (sum you have to pay in the event of a claim) will reduce your annual premium, something that could be suitable for you.

You should also be aware that the bigger your van, the bigger your premium usually. Despite this, you should always pick a van according to what is most practical for your business, not because of the premiums attached. Let us know what purpose the van will serve and allow us to find good insurance for it.

With Insure 365 you do not need to worry about hidden costs that can often appear out of nowhere when you go direct. If you are looking for business van insurance and want straightforward, efficient help get in touch with us on 0800 0282007.