It can certainly be difficult to find cheap car insurance if you have an LC20. LC20s are defined as driving otherwise than in accordance with a licence. Basically this conviction is received for driving a vehicle whilst using a provisional licence without an adult (that carries a licence) present at the time that the offence took place. You could expect to receive between 3 and 6 points depending on the situation.
These penalties will stay on the licence for up to four years.
LC20 (3-6 points)
Driving otherwise than in accordance with a licence.
LC30 (3-6 points)
Driving after making a false declaration about fitness when applying for a licence.
LC40 (3-6 points)
Driving a vehicle having failed to notify a disability.
LC50 (3-6 points)
Driving after a licence has been revoked or refused on medical grounds.
Anyone caught driving a car without having a driving licence, will also be committing this offence as will any driver who drives a vehicle otherwise in accordance with any conditions they must meet to drive that particular class of vehicle.
If you’ve been convicted of any of the above offences and want to get car insurance at a competitive price then why not get in touch with Insure 365 on 0800 028 2007 today.